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MORNING UPDATES
DECEMBER
12/21/2023 - Santa Claus Rally - Asset Reminders - Christmas Statistics
12/20/2023 - Five Day Run - 65% DTI Refinances - Fun Christmas Quotes
12/19/2023 - DOW Sets Record - Seller Concessions - Christmas Traditions
12/18/2023 - Where R Rates? - Fannie Mae Changes - Thankful For Trials
12/14/2023 - Fed Helps Rates - Market Refinances - Experiencing Cultures
12/12/2023 - It’s Inflation Day - Declining Income Rules - Finding Peace Within
12/11/2023 - Where R Rates? - All About Limits - Don’t Miss Out
12/07/2023 - Share This With Folks - Buydowns Are Here - Tweaking Who You Are
12/06/2023 - Great Day For Rates - Handling Side Businesses - A Hollywood Christmas
12/05/2023 - Where R Rates? - Jumbo Premier Now Available - This Is Christmas
12/04/2023 - Use December To Edge Out Your Competitors Waiting On January
NOVEMBER
11/16/2023 - Cool Things To Know - Guideline Changes - Do What No One Else Will
11/15/2023 - Great Day For Rates - Offer All Terms - Cherish What You Have
11/14/2023 - It’s Inflation Day - USDA Asset Trick - Two Tough Questions
11/13/2023 - Where R Rates? - Do NOT Include Saturday - Fool or Genius?
11/09/2023 - Where R Rates? - FHA 100% CLTV - Something To Believe In
11/08/2023 - Where The Money Went - FICO Truths To Share - Pop The Pill
11/07/2023 - Fed Speaks & Auctions Galore - Wind Deals W Loan Size Grids - Raise Your Flag
11/06/2023 - Great Week For Rates - USDA Loan Basics - Embrace The Moment
11/02/2023 - Fed Day - Market 2-4 Unit Properties - Your White Knight Cause
OCTOBER
10/31/2023 - Debt Update - Rockin Bank Statement Rates - Work One Thing
10/30/2023 - Where R Rates? Fannie 1 Yr S/E - A Different Lens
10/26/2023 - Bad Bond Auction - Borrowed Funds For Closing - Failure To Notice
10/25/2023 - Overnight Trading - FHA Now Allows Rental On ADU - Appreciating Vs Depreciation
10/24/2023 - Great Day In Rates - Get Paid To Refer - Do It Differently
10/23/2023 - Where Rates Ended - Private Road Agreements - Checklist For Life
10/19/2023 - Fed Goes Quiet & Stuff - VA Income Allowances - Low Hanging Fruit
10/18/2023 - Rates Hit New High - Sweat Equity Advantage - Live Like a Jellyfish
10/17/2023 - Oil May Offer Rate Relief - DU & LP Extension Differences - Split In The Road
10/16/2023 - Where R Rates? - Verbal VOE Clarification - You Be You
10/12/2023 - Where R Rates Heading? - 4 Ways To Close More Loans - Collaborating Colleagues
10/11/2023 - Rates Gain Ground - Rental Income Changes - Burn The Ships
10/10/2023 - Where R Rates? - Three Way To Make You Money - Detachment
10/05/2023 - Why Rates Got Better - Student Loan Changes - Put On The Shirt
10/04/2023 - Well That Hurt : ( - Marketing A Bankruptcy - Business or Busyness?
10/03/2023 - Where R Rates? - Calculating Alimony Advantage - Play By Play
SEPTEMBER 2023
09/28/2023 - Rates Reach New Low - Using Housing Allowance - Attentivize Yourself
09/27/2023 - Understanding Govt Debt - Buying After Divorce - Are You Winging It?
09/26/2023 - Where R Rates? - 3D Printed Homes - Opportunity Knocks
09/21/2023 - What The FED Said - Borrowing Funds To Close - What's Their Strength
09/20/2023 - It's Fed Day - Find FHA Answers - The Cure For Dumb Decisions
09/18/2023 - Where R Rates? - Seller Seconds - Use Pain For Others Gain
09/14/2023 - Crazy Rate Day - Cool Training Today - Daily, Not In ADay
09/13/2023 - It's CPI Day - Excluding Pending Sales - The Truth That Changes Lives
09/12/2023 - Future of Rates - No Score Pricing Advantage - Don't Fear Failure
09/11/2023 - Where R Rates? - Big FHA Changes - Available or Working
09/07/2023 - Rates Gone Wild - What 2 Years S/E Actually Means - What's Controlling Your Actions?
09/06/2023 - Where R Rates? Disaster Rules and Inspections - True Metrics To Live By
AUGUST 2023
08/31/2023 - MBS Today - 60 Day Mortgage Lates Ok In Last 12 Months - What’s In Your Basement?
08/30/2023 - More Rate Impacts - Non-Occupant VA Borrowers Allowed - Change In Mindset
08/29/2023 - What Is Impacting Rates Today? - Federal Tax Payments - A Fresh Start
08/28/2023 - What Happened To Rates? Credit Overlays - Multiply Your Results
08/24/2023 - Great Rate Boost - DPA Programs - Dream Lately?
08/23/2023 - Volatile Market - Using Assets Outside The Box - It’s Time To Let Go
08/22/2023 - A Grave Rate Opportunity - Cracking Down On Condo’s - Necessary Variety
08/21/2023 - Where R Rates? - New 1st Time Homebuyer Product - Have a Happy Painter Day
08/17/2023 - FOMC Minutes Results - USDA Manual Underwrites - Circle of Influence
08/16/2023 - Why FOMC Minutes Matter - Appliance Requirements - Describe Write Now
08/15/2023 - Rates Increase Again - FHA Guideline Changes - Be The Investigative Reporter
08/14/2023 - Where R Rates? - Earnest Money Tips - The Beauty In Change
08/10/2023 - MBS Today - Schedule C Tips & Tricks - Mind Over Matter
08/09/2023 - Strange MBS Day - Basic and Advanced S/E Training - Affirmation Changes Things
08/07/2023 - Where R Rates Now? - Free S/E Flagstar Training - Let Your Chest Pack A Punch
08/03/2023 - U.S. Credit Downgraded - Short Term Rental Income - The 429 Movement
Treasury Causes Issues - VA No Employment History - Is Discipline a Dirty Word?
JULY 2023
07/31/2023 - What’s Up With Rates? - Open Realtor Doors W This Product - Reading With Purpose
07/27/2023 - Post Fed Day - Reduced Appraisal Requirements - The Beautiful You
07/26/2023 - It’s Fed Day - Bank Statement Program That Works - Purging For Progress
07/25/2023 - What Happened In Rates? - The Product Changes Things - Wrecking Ball or Craftsman?
07/24/2023 - Where Are Rates? - Fantastic Non-QM Pricing - What’s Your Agenda?
07/20/2023 - MBS Today - Down Payment/Reserves Options - A Message Worth Sharing
07/19/2023 - MBS Today - Non-Occupant Co-Borrowers - Door 1, 2 or 3?
07/18/2023 - Is Lending Tightening - First Time Home Buyers - Are You A Dictator?
07/17/2023 - MBS TODAY - Flagstar Rolls Out The ITIN - Change The Ordinary
07/13/2023 - MBS Today - Bank Statement Work Around - Amazed Or Brought To Tears?
07/12/2023 - MBS Today - Derogatory Credit - Get Yourself Checked
07/11/2023 - MBS TODAY - Student Loan Matrix - Are You Blessed?
07/10/2023 - MBS TODAY - Is Lender Paid MI An Option? The Great Awakening
07/06/2023 - MBS Update - Escrow Waiver Truths - How To Get A Yes
07/04/2023 - Create Your Independence With A New Game Plan This Month
JUNE 2023
06/29/2023 - MBS Today - Govt Loan ADU's - Respect Their Story
06/28/2023 - MBS Market Movers - All About ADU's - What Is Today?
06/27/2023 - Jumbo Pricing - Govt Loan Gift Funds - Are You Luke Warm?
06/26/2023 - MBS Swing Last Week - Fannie VS Freddie Gifts - The Value Of Time
06/22/2023 - Spending Money - Understanding Life Estates - The Simple Quiet Voice
06/21/2023 - Builders Blowing It Out - Investment Property Reserves - Monkey See Monkey Do
06/20/2023 - Week In MBS - Is New AMI Impacting You? - A Fathers Legacy
06/15/2023 - Big News Day - Know Your Grids (Cash-Out) - Trimming The Fat
06/14/2023 - MBS Today - Know Your Grids (Rate/Term) - Humanize Yourself
06/12/2023 - Huge Week In MBS - Know Your Grids - You Need To Tell Them
06/08/2023 - What's Up With Housing? - VA Income Tips & Tricks - Make Your Joy Complete
06/07/2023 - MBS Market Happenings - USDA Allowed Deductions - The Thing, Not Everything
06/06/2023 - Understanding Moving Avg's - HELOC Changes - Great Abilities Are Not Enough
06/05/2023 - MBS Today - Buying House For Parent Or Child - True Success Defined
MAY 2023
05/31/2023 - Rates Lookin Good - 1031 Exchange Know How - Enthusiasm Changes Things
05/30/2023 - MBS Today - Address Confidentiality - Just A Moment, I’ll Be Right Back
05/25/2023 - MBS Today - Construction To Perm Trick - Ricochet Or Splat
05/24/2023 - MBS Today - 1 Year Self-Employment - Ultimate Peace Of Mind
05/23/2023 - MBS Today - USDA With Assets - Ditch Your Friends
05/22/2023 - MBS Today - Bank Statement Program - Just Stop It
05/18/2023 - MBS Today - Funds To Close Helper - The Story Matters
05/17/2023 - MBS Today - Seller Credits - That Which Describes You
05/16/2023 - Where R We Now? - How To Use HELOCs - One Dot At A Time
05/15/2023 - MBS Today - LLPA DTI Removed - The Greatest Weapon
05/11/2023 - Great MBS Day Yesterday - Float Down Secret - Bring Something To The Table
05/10/2023 - It’s CPI Day - Departing Residence Rules - Opportunity Is Always Knocking
05/09/2023 - What MBS Coupon To Watch - Updated FNMA VS FHLMC - When Success May Equal Failure
05/08/2023 - MBS Today - How To Sound Smarter - Who Is Your Alpha And Omega?
05/04/2023 - What The Fed Said? - Why Others May Produce More Than You
05/03/2023 - It's Fed Day - Basic FHA Manual Underwrites - Who Has Your Back?
05/02/2023 - MBS Today - FHA Spot Condo Approvals - Are You Worthy Of An A?
05/01/2023 - MBS Today - Collections And Charge-Off's - Creatively Crushing Your Week
APRIL 2023
04/24/2023 - MBS Today - Employment Contracts - How To Grow Exponentially
04/20/2023 - Credit Crunch Increasing - 10 FHA Myths Revealed - I Do Really Means Do You?
04/19/2023 - Are Builders Building? - HELOCs Are Hot - Are You Relational?
04/18/2023 - Global Inflation Rates - Disputed Acct Guidelines - The Leader You Follow?
04/17/2023 - MBS Today - Large Deposit Rules - Prepare Your Domain
04/13/2023 - CPI Helps Rates - Guideline Updates - The Value Of A Name
04/12/2023 - MBS Volume - All Past Morning Updates - The Mirror Never Lies
04/11/2023 - SouthEast Home Values - Broker To Correspondent - All In The Numbers
04/10/2023 - MBS Today - One Time Close Construction - Oral VS Written Law
04/06/203 - Loan Officer Being Realtor - Selfishly Unselfish
04/05/2023 - Where Rates Are Going - Jumbo Loan Sizes - What You Do Well
MARCH 2023
03/30/2023 - MBS Today - Need Product Knowledge? - Means That Never Reach An End
03/29/2023 - Pick Your Story - Freddie AIM Access - The Hot Dog Dilemma
03/28/2023 - MBS Volatility - Know Your LLPA's - An Old Soul
03/27/2023 - MBS Today - FHA Streamlines - Seize The Morning- Seize The Day
03/23/2023 - FED Spoke & Bonds Listened - Non U.S. Citizen Loans - Face It Til You Make It
03/22/2023 - Why Rates R Not Following 10 Yr - FHA Got Easier - Whose In Your Kitchen?
03/21/2023 - Banks Gone Wild - Product Awareness Importance - 4 Prices We Pay For Success
03/20/2023 - MBS Today - USDA Deposits - Gifts and Responsibilities
03/16/2023 - MBS Today - Getting The Right Docs - ABC Your Way To Success
03/15/2023 - MBS Today - Conv No Score Loans - Forget Me Not
03/13/2023 - Bank Failures Help Bonds - Manual Underwrites Made Easy - Ranking Referrals
03/09/2023 - The Bond Inquiry - Condition Me Not - Who Surrounds You?
03/08/2023 - It's A Busy World - Mileage Add Back - Who Wants The Ball?
03/07/2023 - MBS Today - Staying Under AMI - Always Wear Clean Underwear
03/06/2023 - MBS Today - It's Tax Time - Others Intentions
03/02/2023 - Inflation Keeps Coming - VA Funding Fee Lowers - Before And After
FEBRUARY 2023
02/28/2023 - When Lenders Reprice - Self-Employment Relief - Myth Of Your Potential
02/27/2023 - Why Rates R Increasing - New SCIF Form Required - Are U A Promise Keeper?
02/23/2023 - Purchases Looking Up - FHA Cuts MIP - Be Spectacular
02/22/2023 - What Happened To Rates? - Guideline Changes - Your Business Plan
02/21/2023 - Top 3 MBS Movers - Tale Of 2 Agencies - Personal Trading Windows
02/16/2023 - Eligible Borrowers - 97% LTV Specialty Product - 30 Second Success
02/15/2023 - Where R Rates Heading? - Escrow Waivers - Treat People Differently
02/14/2023 - It's CPI Day - The Real LLPA Changes - Valentines Day
02/13/2023 - MBS Today - VA Changes - Communication Creates Intimacy
02/09/2023 - Borrower's Need You - New LLPA Rollout - Make Your Day Count
02/08/2023 - The Fed Spoke - No Transcripts Required - Are You Good At Sales?
02/07/2023 - 10 Yr Note Vs Mortgages - FHA Manual Changes - Re-Starting Your Day
02/06/2023 - What Happened Friday? - Home Repair W No Holdback - Acrosticizing Your Name
02/02/2023 - Fed Day Results - FHA Over Conventional Trick - The Stress Cure
JANUARY 2023
01/31/2023 - MBS At Night Time - Down Payment Programs - The Here & Now
01/30/2023 - Last Weeks MBS - USDA Updates - How Much Are You Giving?
01/26/2023 - Fannie Freddie Concerns - In Lieu Of W2'S - My Drinking Habit
01/25/2023 - Mortgage Projections - Rates Going UP - Is Your Success Miserable?
01/24/2023 - A Bit About Oil - Student Loan Fix - The Gift Of Complaints
01/23/2023 - Last Week In MBS - Gaps Of Employment - Like A Virgin
01/11/2023 - MBS Today - Using Assets For Income - Stop, Look & Listen
01/10/2023 - MBS Today - FNMA Guideline Updates - Is Your Ship Sinking?
01/09/2023 - Inflation Expectations - Freddie Mac Updates - Call To Action
01/05/2023 - Understanding MBS - Is It A Condotel? -What's At Your Core?
01/04/2022 - MBS Today - Individual To LLC Transfer - Making Inspiration A Reality
