WANT TO SIGN UP FOR MORNING UPDATES?
MORNING UPDATES
DECEMBER
12/19/2024 - Yesterday’s D-DAY - More Fannie Changes - Eye On The Prize
12/18/2024 - Wed - It’s FED Day - Big Fannie Changes - Sowing A Harvest
12/17/2024 - Tue - Waiting For Wed - All Fannie Changes - Curse Of Thorns
12/16/2024 - Mon - Rates Hit Hard - HomeReady Grant Changes - Mr. Rogers Moments
12/12/2024 - Thu - FED Impacts Rates - Refinance Strategies - Be The Ripple
12/11/2024 - Wed - Inflation #'s Are IN - The Housing Outlook - Old Vs New You
12/10/2024 - Tue - Businesses Are Hopeful - FHA Gifts - Say Sorry No More
12/9/2024 - Mon - Great Week In Rates - Escrow Shortage Issues - So What?
12/05/2024 - Thu - FED, Jobs & Rates - C/O To Rate & Term - How To Speak
12/04/2024 - Wed - Rates Not Reacting Right - Omitting S/E Losses - Impacting You
12/03/2024 - MBS Update - Using December To Maximize 2025
12/02/2024 - Mon - Rates Hit Ceiling - Loan Limits Are Out - Heart Condition
NOVEMBER
11/25/2024 - Mon - Rates Get Nice Boost - DeMystifying Insurance - A New Dawn
11/21/2024 - Thu - Stability in Markets? - Overtime Differences - Embrace Nature
11/20/2024 - Wed - Putin, Trump & Rates - Timeshares - Security Blanket
11/19/2024 - Russian Ukraine Impacts Rates - Above Ground Pools - Head, Shoulders, Knees & Toes
11/18/2024 - Mon - Mortgage Rate Movement - Pace Loan Problems - Maximizing Your Day
11/14/2024 Thu - Producer Inflation's In - Appraisal Changes - Chains of Bondage
11/12/2024 - Tue - Markets Remain Uneasy - Pricing Sweet Spots - R U AMA Approved?
11/07/2024 - Thu - Good Start To Fed Day - Non-Occ Borr On VA Loans - Fight For Your Family
11/06/2024 - Wed - Election Hammers The Markets - Great VA Loan Option - Lighten Up Francis
11/05/2024 - Tue - Election Day Results - Using Escrow Repairs - Don't Go There
11/04/2024 - Mon - Mortgage Rates Get Big Boost - Employed By Family - Absolute Life Changing Truth
11/01/2024 - Jobs Report Boosts Mortgage Rates - Welcome To Mr Cooper
OCTOBER
10/31/2024 - Thu - MBS Update & Make November A Month To Remember
10/30/2024 - Wed - Rates Are In The Green - Flipping Appraisals - Yesterday-Today-Tomorrow
10/29/2024 - Tue - JOLTS Hits Rates Today - Top 10 Denial Reasons - Are U In The Right Job?
10/28/2024 - Mon - News Impacting Rates - New RESPA Form - Expectations Unknown
10/24/2024 - Thu - Big 2 Weeks Coming - Co-Signers & Guarantors - What No Truly Means
10/23/2024 - Wed - Where Rates Go Now - Assets For Income - Main Character Complex
10/22/2024 - Tue - Rates Hit Hard Yesterday - Pay Student Loans as R/T - Just Will It
10/21/2024 - Mon - Rates Hit Today - Fannie/Freddie Differences - Fear Of Happiness
10/17/2024 - Thu - Manufacturing Way Up - 4 Ways To Close More Loans - Patience Danielson
10/16/2025 - Wednesday - Mortgage App Changes - 12 Month Occupancy Rule - Successfully Happy
10/15/2024 - Tuesday - Month Of Hard Hits - Big Help From Freddie - Chicken or Eagles
SEPTEMBER
09/30/2024 - Monday - Inflation Is Down - Disaster Rate /Term Options - When Vision Lacks
09/26/2024 - Wed - Natural Disaster Procedures - MBS Update - The Small Things
09/24/2024 - Tuesday - Fed Confusing The Markets - DU Vs LP Tax Exten Guides - Doing Great Things
09/23/2024 - Monday - Rates Taking a Hit - Mr. Cooper Updates - Time For Change?
09/17/2024 - Tuesday - Rate Ceiling Closing In - One Year S/E Changes - The Simple Life
09/16/2024 - Monday - It’s Fed Week - Fannie S/E Calculator - Here I Am, I Am Available
09/12/2024 - Thursday - Production Inflation Hit Today - Buying For Parents Changes - Fill The Gaps
09/10/2024 - Tuesday - To Lock Or Not - Omitting Side Business Losses - Spicing Up Your Goals
09/09/2024 - Monday - Rates R Great & Stocks R Not - Restricted Properties - Your Governing Body
09/05/2024 - Thursday - Rates Lookin Good - Fannie Mae LLPA's - Decisions-Decisions-Decisions
09/04/2024 - Wednesday - Jobs Week & Rates - Income Calc Worksheet - Experiencing You
09/03/2024 - Tuesday - Use This Fall To Make Your Forest Full of Color
AUGUST
08/28/2024 - Strong Bonds Help Rates - Refi Ready and Possible DYK's - Should/Have/Could/Get
08/27/2024 - Debt Sales Impact Rates - Alt Income & 65% DTI Refi Options - Cotton Candy Problems
08/26/2024 - Jackson Hole Boost - FHA/VA/USDA Refi Must Knows - Breaking From Bondage
08/22/2024 - Rates Hit A little This AM - NAR Settlement Now In Effect - Know Your Gifts
08/21/2024 - Is Green Really Good? - Approve VS Refer Findings - Breaking Through Break Even
08/20/2024 - Green Showing Better Rates - More Fannie Approve Eligible's - Appreciate The 97%
08/19/2024 - Market Update - USDA Ratio Updates - How’s Your Passion?
JULY
07/31/2024 - It’s FED Day - No Score Adjustments - "Cooper Jack" At Your Service
07/30/2024 - Prepping For FED Day - First Generation Buyers - Put Burning Coals On Their Head
07/29/2024 - Big Week For Rates - Freddie Rental Income Changes - A Million Paths Forward
07/25/2025 - Thu - China Cuts Rates - Appraisal Waiver Updates - Constructive Criticism
07/24/2024 - Wed - Global Items Impact Rates - Builder Appraisal Disputes - Messing W Your Mojo
07/23/2024 - Rates Maintaining Stability - Rate & Term Must Knows - Our Toolbox Is Full
07/22/2024 - Mon - Market Update - Reduced Seasoning Cash-Out Option - The Cure For Problems
07/18/2024 - Markets Show Stability - LP Requiring Trending Credit - Taking Bad Out of Habits
07/16/2024 - Technical Trading Impacts Rates - New Construction Comps - How To Live & Die
07/15/2024 - Great Gains Last Week - Boarder Income - Alcohol And You
07/11/2024 - CPI Improves Rates A Lot - Rental Income Differences - A Warm Embrace
07/10/2024 - How Bonds Compete - 2nd Home & Inv Rate Reductions - Prepping For Problems
07/09/2024 - Fed Chair Powell Speaking Now - Disputing an Appraisal - Meaning of Life?
07/08/2024 - Great Week For Rates - Defining 1st Time Homebuyer? - Don’t Miss The Show
07/03/2024 - Jobs Helping Rates - Sweat Equity On Conv Loans - 3 Ways To Find Peace
07/02/2024 - Biden/Trump Impacts Rates - Non-Perm Resident Guide - Unintended Detours
JUNE
06/27/2024 - Heavy Index Day - FHA Self-Sufficiency Test - Trimming The Fat
06/26/2024 - Global Inflation Impacts Rates - Loan Assumption Rules - Purpose = Direction
06/25/2024 - Market News Impacts - Take Away Early Payoff Fees - Are You Patient?
06/24/2024 - Rates Remain Steady - Conv Cash-Out W/O Seasoning - What Would You Say?
06/19/2024 - Rates In Red To Start Day - Lending In Puerto Rico - Change Your View
06/18/2024 - Big Fed Speak Day - Unconventional Lending - Offense Vs Defense
06/17/2024 - Starting The Week In Red - Secrets of The AUS - Your Desert Oasis
06/13/2024 - Thu - Fed Makes Strong Statement - Understanding NAR Settlement - Tale of Two Thoughts
06/12/2024 - Wed - Rates Get BIG Boost - DU Changes - A Life To Live
06/11/2024 - Big Rate Day Coming - Govt Easy Link Guide Is Here - Share Your Heart
06/10/2024 - Mon - Big Week For Mortgage Rates - FHA Changes Gift Donor Guides - Name That Thought
06/06/2024 - Thu - Rates Green For 5 Days - Const/Perm Cash-Out - Every Moment Of Every Day
06/05/2024 - Wed - 4 Straight Positive Rate Days - How To Train Up - "And" or "But"
06/04/2024 - Tue - Mon Was Good Day For Rates - Get Conv Loans Straight - When Actions Aren't Enough
MAY
05/30/2024 - Thu - Better Rates This Morning - Using P&L For FHA Income - What's Your Pitch?
05/29/2024 - Wed - Rates Take Another Bad Hit - Rate & Terming Cash-Out Loans - The Willow Tree
05/28/2024 - Rate Recovery This Morning - Continuity of Obligation - Results Are Not Necessary
05/23/2024 - Volatility Causing Hit To Rates - Understanding CAIVRS - Your Body Tone
05/22/2024 - Rates Worsen This Morning - VA Funding Fee Tips - No Limits
05/21/2024 - Rates Lookin Good - Handling IRS Pmt Plans - Right or Wrongs Do Not Matter
05/20/2024 - FED Speakers Impact Rates - Refer 203K/Homestyle & Get Paid - Quiet Time or Quiet Life
05/16/2024 - Rates Take Small Hit - Cash Out Is King - Know Where Your Not
05/15/2024 - Rates Get Big Boost Today - Fannie AMI Updates - Remind Me Again
05/14/2024 - Better Rates W Higher Inflation? - Close More Deals - 2 Can Be Better Than 1
05/13/2024 - Rates Better This AM - Appraisal Reconsiderations - Beliefs Are Not Facts
05/09/2024 - Rates Up But Holding Today - Alimony & Child Support - What Happens When Your Done?
05/08/2024 - Rates Worsen Til Noon Auction - 30 Day Accts In DTI - You Said What To Who?
05/07/2024 - Rates Better Today - Debts Paid By Business - How To Love What You Do
05/06/2024 - Thu - Rates R Great But Watch Out - Look Before You Upload - Live When You Cannot Talk
05/02/2024 - Thu - FED Meeting Helps Rate - Scenario Solutions - Dare To Be Different
APRIL
04/30/2024 - Inflation/Debt Hit Rates Today - Unrelated Gift Donors - What They See
04/29/2024 - Better Rates Today - TBD Is The Key - Too Tired?
04/25/2024 - Rates Hit Hard This Morning - FHA Via Freddie Mac - Be Where Your Feet Are
04/24/2024 - Global Events Hitting Rates - FHA Cash Out Rules - Who Or Where Matters
04/23/2024 - Rates A Little Better - New Closing Verbal Options - Not A Burden
04/22/2024 - Largest Bond Auction Ever - Extenuating Circumstances All Agencies - Wink In The Dark
04/18/2024 - Rates Up & Down - Calculating S/E Income When No Distributions - Living in Harmony
04/17/2024 - Positive News On Rates - NAR Impact On Seller Concessions - Take Out The Trash
04/16/2024 - Markets Continue Tumble - FHA Single Condo Approval - Intentions or Actions
04/15/2024 - War & Retail Hurt Rates - Big USDA Changes - What They Really Really Want
04/11/2024 - Tough Day For Rates - 97% Prices Better Than 75% LTV - Shake The Dust Off
04/10/2024 - CPI Crashes Rates - Tax Return Rules After 4/15 - Know Whose Your Stressor
04/09/2023 - Rates Better This Morning - Scan Credit For Referrals - Bath Yourself In Your Desires
04/08/2024 - Where R Rates? - No Score Pricing Just Got Better - Encourage The Right Things
04/04/2024 - Layoffs & Unemployment Impact - E-Closings On The Rise - Fake It Til U Make It?
04/03/2024 - Fed Speakers & Jobs Reports - Amendments Impacting Appraisals - What’s Your Look?
04/02/2024 - Mortgage Rates Tumble Day 2 - Credit Score Changes - Goals In Reverse
MARCH
03/28/2024 - Stocks Blow Up - Short Funds? Go FHA - Key To Greatness
03/27/2024 - Is Yield Curve Still Inverted? - Buy Now Pay Later Debts - Character Rescore
03/26/2024 - 2024 Economic Forecast - Recasting A Mortgage - The Lure Of Lust
03/25/2024 - Where R Rates? - Calculating Student Loans - Internal Force Field
03/21/2024 - The FED Spoke - FNMA Disaster Loan - Misplaced Priorities
03/20/2024 - FED Day Need To Knows - Cash-Out On Rate & Terms - Put An Egg On it
03/19/2024 - The FED Pause - Lender Sweet Spots - Options For Feelings
03/18/2024 - Where R Rates? - Buy Downs Expansion - Billboard or Rolling Hills
03/14/2024 - Why Stocks Hitting Highs - Realtor As Buyer Credits - Building Blocks
03/13/2024 - Trigger Leads Bill - Max DTI Ratios - The "Original" You
03/12/2024 - It's CPI Inflation Day - Using 1099 As Income - Ambiance
03/11/2024 - Where R Rates? - FNMA/FHLMC All Borr's No Score - Fertile Soil
03/07/2024 - The FED Spoke - FHA Manual 12 or 24 Months? - Re-Arranging Life
03/06/2024 - ADP & JOLTS Day - High LTV Conv Loans - Road Blocks
03/05/2024 - Oil Hurts Rates - Hourly/ Workers Solution - Common Ground
03/04/2024 - Where R Rates? - Big Trust Income Changes - Honor Mindset
FEBRUARY
02/29/2024 - Make March A Month To Remember
02/28/2024 - GDP & PCE Day - 2 - 4 Unit Condo Exclusion - Win By Losing
02/27/2024 - Auctions Impact Market - New Construction Comps - Giving Your 100%
02/26/2024 - Where R Rates? - Property Flipping - Brand ReFresh
02/22/2024 - Fed Speak - Tax Return Updates - Greetings Matter
02/21/2024 - Treasury / Mortgage Spread - Market To The S/E - Which Exhausted Are You?
02/20/2024 - Where R Rates? - Government Grossing Up - Chance Moments
02/15/2024 - Green On The Screen - Freddie $2,500 Grant - Set Your Margin
02/14/2024 - Rates Take A Beating - Grossing Up Income - The Message Within
02/13/2024 - Big Inflation Day - New Fannie Grant Program - Fat Tuesday Is Here
02/12/2024 - The Week In Rates - USDA Upgrade - The Inside Scoop
02/08/2024 - Where R Rates? - VA Joint Loans - Opposites Attract
02/07/2024 - Rates Rocked Yesterday - Correspondent Hybrid - Kill Em With Kindness
02/06/2024 - Bad Day For Bonds - Manual Underwriting Ratios - Power of Patience
02/05/2024 - Where R Rates? - Bank Statement Program Perk - The Real You
JANUARY
01/18/2024 - More Hits Yesterday - Don’t Use All Income - Root Cause Meeting
01/17/2024 - Hard Hit To Rates - Get More Appraisal Waivers - Your Safe Place
01/16/2024 - Where R Rates? - Know Your Products - The Complete Package
01/11/2024 - Big Rate Day - Freddie Cash Out Changes - Angst Attitude
01/10/2024 - Rate Mash Up - Conv Rental Income Changes - Inspired By Tofu
01/09/2024 - More Debt More Loans - Conventional Rental Changes - Store Front Mindset
01/08/2024 - Where R rates? - Fannie S/E Changes - Make Your Mark
01/04/2024 - Rates Up & Down - No Score Adjustments - The Trifecta
01/03/2024 - Where Rates R Heading - Gift Donor Changes - In The Moment
01/02/2024 - Changing Of The Coupon - Part Time Employment - Resolution VS Eulogy
