JACK’S MORNING UPDATE

2021 MORNING UPDATES

DECEMBER 2021

12/16/2021 - YEAR END FINAL MORNING UPDATE

12/15/2021 - Huge MBS News Day - Non- Married Borrowers On Same App - Market Re-Marketing

12/14/2021 - Website & Communication Update - FHA/VA Max Limits - When Giving Meets Marketing

12/13/2021 - MBS Update - 1 Touch CTC Loan Process - When Receiving Is Giving

12/09/2021 - Good Vs Bad Inflation - RefiNow/Possible Changes - Client Or Customer?

12/08/2021 - Productivity Report Cool Factor - Conv Loan Changes - A Brand Is

12/07/2021 - 2/10 Yield Curve Concern - SE Easier On Jumbo/Govy - WHO Is Selling?

NOVEMBER 2021

11/30/2021 - MBS Update - New 3 Day Wait For Finals - Mistaking Build & They Will Come

11/29/2021 - Converting BPS To

S - FHA Gift Funds Trick - Best Price & Product Never Wins

11/23/2021 - Fun W Numbers - Per Diem Income - Making Tough Interactions Fun

11/22/2021 - Introducing Chat W Jack - VA Alive & Well - Know Your Customer - MBS Today

11/18/2021 - Philly FED Speaks - Stick/Mobile Homes Same Property - Digitization Confusing Borr

11/17/2021 - Housing Starts - Big Jumbo Changes - Be Careful Where You Build Your Business

11/16/2021 - Import Price Index - Purchase Money Incentives - Grow Your Congregation

11/15/2021 - MBS Lost It's Mind - Scores To 600 - What Are You The Authority Of?

11/10/2021 - FED Funds Vs Discount Rate - FHA Employment Gaps - Not Broke? Break It

11/09/2021 - Forbearance Update - Co-Signers & Guarantors - Are You Easy?

11/08/2021 - MBS Update - VA Seasoning Modified - Stiff Drink Or Hot Cup Of Tea?

11/04/2021 - High Home Prices Can Trigger Lower Rates - 4 Reasons Why Direct Mail Works

11/03/2021 - Refinance Down, Not Out - Fannie Makes Condo Changes - Life Is Simple

11/02/2021 - Intriguing MBS Update - GNMA 40 Yr Mortgage - Who Is Servicing YOUR Customer?

11/01/2021 - Your Month In Review Day

OCTOBER 2021

10/28/2021 - Bid Wars Slowing Down - Refi Now/Possible Changes - How To Love Your Job

10/27/2021 - How Agencies And Servicers Get Paid - Rights Of Redemption - Comm Happenings

10/26/2021 - Housing Value Decreasing? - VA Flexibilities - InfoGraphic Marketing

10/25/2021 - Rate MBS Tipping Point - Just, Get Out There - Jumbo/Mobile Guides

10/21/2021 - Manufactured Housing Now Here - Shipping Shortages, Good? - Where Is The Fun

10/20/2021 - The DL On The QE - C/O Seasoning Options - Brainstorm Marketing - The Annoying Few

10/19/2021 - Conv Purchase Apprsl Changes - Doing IRRRL's In Forbearance - Max Your Local SEO

10/18/2021 - Purch Vs Refi Expectations - Post 10/15 Tax Return Options - Marketing The 625K

10/14/2021 - FHFA & Multi Family - Assets For Retirement Income - Free Flex Webinar Today

10/13/2021 - Consumer Prices & Squirrels - New 625K Loan Limit - Marketing To Crypto Folks

10/12/2021 - Where Are Rates Now? - Manuf Housing This Friday - Ask Me Anything Marketing

10/07/2021 - Fun W Numbers - Valid Appraisal Fee COC's - Marketing W The Question

10/06/2021 - To Lock Or Not - Govt Forbearance Extended - Be Where Your Realtors Are

10/05/2021 - Jobs Release Impact - SSI & SS & Differences - October Trainings Available

10/04/2021 - Your Month In Review Day

SEPTEMBER 2021

09/30/2021 - Refinancing When Not On Title - Deep Or Wide Penetration - Chicago PMI? Huh?

09/29/2021 - Impress Clients W GDP - Jumbo 15 Yr & 4M VA - Open Business Marketing

09/28/2021 - Rising Rates Update - Work Number Can Work For You - National Days Marketing

09/27/2021 - Ready To Gamble? - Condo/Neighborhood Specific Marketing - Counseling Options

09/23/2021 - Tech Costs Decrease Affordability - 401k Covers Open CC - 101 Guide Marketing

09/22/2021 - Forbearance Stats - DU Error Code Quick Find - Statistic List Marketing

09/21/2021 - Freddie Mac Origins- Flood Premium Big Changes - Credit Score Impact Marketing

09/20/2021 - FNMA's Beginning Days - DU Median Score Rollout - Market W Comparisons

09/16/2021 - How The Fed Came To Be - Jumbo Got Slicker - Building Branding

09/15/2021 - Bond Coupon Rollovers - Calculating HELOC Pmts - Marketing From Competitors

09/14/2021 - Just Ask Poli - Close In 10 Days System - SE Housing Index Cool #'S

09/13/2021 - No Wait On Freddie Derog - Attack 1 Thing - Facts You May Not Know

09/09/2021 - Bond Types Cont'd - Rural High Needs PIW - Dave Stephens Webinar

09/08/2021 - Bonds Cont'd - All PIW's Are Not Equal - Top 4 Reasons Not To Do Business With Me

09/07/2021 - How Bond Investing Works - Student Loans Update- Sept Live Webinars

09/02/2021 - Refi Possible Now Here - Jobs Reports Meanings - Market To Those In Need

09/01/2021- Your Month In Review Day

AUGUST 2021

08/31/2021 - Wall Street Facts - 203H Disaster Victims Loan - Insurance As A Marketing Tool

08/30/2021 - Death Vs Golden Cross - Get Paid For Your 203K's - Fix Peoples Perception

08/26/2021 - Accountant Vs Economist In Owning A Business - Maximizing Referrals Strategy

08/24/2021 - Interesting Numbers - Let's Talk LLPA's - Sell Like Your Selling Mama

08/23/2021 - Day 1 Certainty Big Update - Jackson Hole Symposium - 6 Steps To Success

08/19/2021 - China Rate Decision - Conv Updates - Will You Sell My Loan - Lesson Mother Teresa

08/18/2021 - Big Conv Guide Updates - What Is Your Rate Response - Housing Starts

08/17/2021 - Jumbo Just Got Easier - Answering I Want To Apply - New MBS Free Access

08/16/2021 - Govt Overlays Bye Bye - Carnival Lessons - Last Weeks MBS

08/09/2021 - Jack Is On Vacation

08/05/2021 - Chip & Joanna Hooks You Up - Debunking Waiting On Market - Low Foreign Wages

08/04/2021 - Rent Credits - Unstable Or Responsive Economy - Your Ideal Client

08/03/2021 - Cash Out Seasoning - What Is Your Courage Level - Great Rates

08/02/2021 - Your Month In Review Day

JULY 2021

07/29/2021 - GNMA Clamping Down - Paying Debt To Qualify - Easy Pipeline Builder

07/28/2021 - Biden Rolls Out Mtg Pmt Reductions - USDA Tracking - Less Is More

07/27/2021 - How Live While Lending - PMI Removal Marketing - Cool MBS Intel

07/26/2021 - Alt A Jumbo Rolling Out - Removing Friction For Efficiency

07/22/2021 - Wall Street History Part 3 - Flagstar Test Drive - Preparing Your Customers

07/21/2021 - Wall Street History Part 2 Of 3 - Re-Casting Loan - Sales Funnel

07/20/2021- Wall Street History Part 1 Of 3 - Selling Spouse To Spouse - Record & Review

07/19/2021 - Build A Pipeline On Wood - USDA Streamline - Earnings Per Share

07/15/2021 - Free Habib Webinar Today - Apprsl Fees On Rise - Cool Fed Info

07/14/2021 - How New QM Rule Impacts You - Time Blocking Results

07/13/2021 - VA Lightens Income Verification - Know Your Float Down Options

07/12/2021 - Morning Update And Jackism Directory Unveiled

JUNE 2021

06/30/2021 - How MBS Pool Works - Seller Second Mortgages

06/29/2021 - Finding Hope In Products, Marketing & Federal Reserve

06/28/2021 - Designing Your MBS Story, Your Product & Your Marketing

06/24/2021 - Ripen Your Realtors - Multiple Parcels

06/23/2021 - FED Tapers - The Saturday Solicitation - Const/Reno Enhancements

06/22/2021 - Refi Now Is Available - FHA Immigrant Changes - Coupon Who?

06/21/2021 - FED Facebook - USD Streamline - Common Questions Marketing

06/17/2021 - What Happened? - Condo FNMA VS FHLMC - BDay Wish Standout

06/16/2021 - What Coupon To Watch - Quoting The Right Product - Google Alerts - Jumbo

06/15/2021 - Fun W Numbers - Best Advice Ever - Marketing Those Googling You

06/14/2021 - Handling Declining SE Income, Cost To On Build Micro Level

06/10/2021 - MBS Update - Mtg's That Can Benefit From Refi - Condo Safe Approvals

06/09/2021 - Treasuries/Printing Money - Homeowner Couns Options - Client Step By Step

06/08/2021 - The Wealth Effect - Swap House/Car For Another House - Just Teach It

06/07/2021 - Quantitative What? Selling Assets To Close - Do They Know?

06/03/2021 - Business Email Advantage - Need More Cash For Closing - Banks & Reserves

06/02/2021 - Beating Current Lender - Using Business Funds - MBS Update

06/01/2021 - Non-Related Gift Donors - Bear Vs Bull Markets

MAY 2021

05/27/2021 - New 1st Responders Product, Hedging Marketing Risks

05/26/2021 - Monitor MBS By Last Rate Sheet - Buying Occupied When Not Occupying

05/25/2021 - Download New FHA, VA, USDA Combined Guides Easy Links Cheat Sheet

05/24/2021 - MBS Fundamental Vs Technical - Overlays Removed

05/20/2021 - Velocity Of Money Pt 2 & Lessons From McDonalds

05/19/2021 - Mtg Rates & Velocity Of Money - Tax Time Guides

05/18/2021 - Kiddie Condos, Cryptocurrency, New Norm For Selling

05/17/2021 - Update Calculating Inflation Manually, Know Your Enemies, Delayed Financing

05/13/2021 - CPI & Basket of Goods - Broker Branded Portal - Know Your Customer

05/12/2021 - Inflation Explained - Day 1 Certainty - Handling Unhappy Clients

05/11/2021 - Ideal Client Profile, Multi Prop Program, MBS Update

05/10/2021 - How Bonds Work - Fannie Refi Now Freddie Refi Possible - Spring Is In the Air

05/05/2021 - Living On The Line - Forbearance As Marketing - FHA Manual Underwrites

05/04/2021 - It’s All In The Charts - 203K Loans W/O the Work - 5 Laws of Stratospheric Success

05/03/2021 - Simplifying APR - Why Flagstar? - Monthly Analysis

APRIL 2021

04/29/2021 - The Fed Speaks - Drive-by Appraisals - Use Your Super Power

04/28/2021 - What is Hedging - The 97 LTV Truths - What’s Your Avatar?

04/27/2021 - MBS Pricing - Multi-Property Program, Inv & 2nd Homes - Hola Senor, Como Esta

04/26/2021 - Why Servicers Dislike Early Payoffs - HELOC Offers Opportunity - Pipeline in Wait Program

04/23/2021 - Which Coupon Rate To Follow - Lock and Look - Recasting - A Moment Lost Forever

04/22/2021 - The Nature of Fibonacci - SE Borr Are People Too - Know Your Archetypes - Why You Do Not Lose Weight

04/20/2021 - 50 to 200 Day Moving Average - TBD Files - Refinance Comparison Tool - 1 Eulogy That Can Change Who You Are

04/19/2021 - 10 Yr and MBS - Add To The Role of Employees - Sympathy Vs Empathy

04/12/2021 - The 2s10s Yield - Pick Your Marketing Style - Life Is In The Relationships

04/08/2021 - What Is A Rollover - How To Answer Should I lock - Are Your Babies Making Grand Babies

04/07/2021 - Bonds Have Been Steady - Tales From The Field - How Full Is Your Tank?

04/06/2021 - Bonds and Economy - Loosening Credit Standards - Flipping What You Do Upside Down

04/05/2021 - BPS and Ticks - Independent or Dependent Mortgage Bankers - Forget Disciplines, Build A Business

04/02/2021 - Bidens Infrastructure and Bonds - Let Your People Know - Emotional or Logical

04/01/2021 - Bidens Comments Have Impact - April Fools Day - Fight The Battle

MARCH 2021

03/26/2021 - Keep A Close Eye - Drip Drip Drip - Narrow Is The Gate and Wide Is The Path

03/25/2021 - MBS & 10 Yr Heading - Shortcuts For Efficiencies - Be Where Your Feet Are

03/24/2021 - MBS Update - Give Your Clients A Story - To Live or Die

03/22/2021 - MBS Update - Expanding Who You Are In Down Market - Mentor, Mentee But Definitely Momentous

03/19/2021 - MBS Update - Rating Return On Disciplines Investment - Return on Investment From Disciplines

03/18/2021 - It Could Go One Way or Other - Problems Are Your Solutions - Moments That Make a Memory

03/17/2021 - MBS - Simple Tip on Niches To Market Social Media - The Game Changer

03/16/2021 - MBS - 12 Questions That Changes Everything - Awareness Is The Key To Financial Success

03/12/2021 - MBS - 2nd Homes and Investment Properties Got Expensive - Time To Recreationalize With Your Partner

03/11/2021 - MBS - TBD & Cheating Max 90 Day Lock Term - To Touch Or Not To Touch Is the Question

03/10/2021 - MBS - Understanding Clients Pain Points - If It’s Not Heck Yeah, It’s Heck No

03/09/2021 - MBS - Questions To Ask To Keep Clients Warm - Checking Up On “The List”

03/08/2021 - MBS - The Peaks and Valleys, Where Are You? - Checking Up On The List

03/05/2021 - MBS - The Multi-Generational Home Concept - Letting It Fly

03/04/2021 - MBS - Offer What Nobody Else Is Offering - Every Story Needs An Introduction

03/03/2021 - MBS - Being Top Of Mind Over Current Servicer - Word Up!

03/02/2021 - MBS - Growth Or Retraction This Year - Re-Aligning The Compass

JANUARY 2021

Jack Keeler

jack@jackkeeler.net

404-931-9071

JACK’S MORNING UPDATE

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