2022 MORNING UPDATES
DECEMBER 2022
12/29/2022 - MBS Today - Don't Sweat The Dumpster - January Trainings
12/28/2022 - Are You A Survivor? - Dr Loan Update - Your Day Matters
12/22/2022 - MBS Today - HELOC Day 1 Certainty - Becoming A Whole Person
12/20/2022 - Mortgage Rates History - Get 50% Off Price Of Home - Holding Hands
12/18/2022 - MBS Today - VA UPDATES - Hope Matters
12/15/2022 - What The Fed Said - E-Close Is The Way - Profit Producing Problems
12/13/2022 - MBS Today - Unrelated Person Gift Funds - Best In The World
12/12/2022 - MBS Today - New Non-QM Product Now Released - No Regrets
12/8/2022 - When Govt Loan Limits Take Effect - Fed Reserve Banks - R U Teachable?
12/07/2022 - FOMC Explained - Automobile Allowances - Your Personal Think Tank
12/06/2022 - The FED Explained - Reduced Lock Extension Fees - Life's Inventory
12/5/2022 - Disclosing Rates To Clients - Flagstar Merges W NYCB - Question Of Integrity
NOVEMBER 2022
11/30/2022 - MSR Profits/Losses - Fannie VS Freddie - Selling The Right Way
11/29/2022 - MSR Valuing - Scenario Help - What's Your Personality?
11/28/2022 - Understanding MSR's - Watch That Debt - Christmas Challenge
11/22/2022 - Where Are Rates Now? - Govt Overlays Removal - Changing Your Perspective
11/21/2022 - Thanksgiving By The #’S - Stock/Bond Market Holidays - Good Vs Evil
11/17/2022 - How Hedging Works - USDA Guideline Changes - Changing Your World
11/16/2022 - Basics Of BPS - New Affordable Pricing Is HUGE - Spot Light Or Lamp
11/15/2022 - MBS Today - HELOC Updates - There's Nothing Stock About A Stock Car
11/10/2022 - Big MBS Day - Is 2/1 Buydown Good For Borrower? - Focus & Priorities
11/09/2022 - MBS Today - Where Originators Find Success - Your Stronger Than You Think
11/8/2022 - U.S. Consumer Debt - LP <25% Self-Emp Options - R U Excelling Or Excusing?
11/07/2022 - MBS Today - How Mortgage Assumptions Work - Are You In The Right Job?
11/3/2022 - MBS Today - FHA Cash Out Option - What Color Are Your Glasses?
11/2/2022 - MBS Today - LP AUS Giving More Options - Start Small - Grow Big
OCTOBER 2022
10/31/2022 - MBS Today - Guidelines You May Not Know - Borrow From Other Industries
10/27/2022 - MBS Today - Liquidating Assets For Down Pmt - Talk Less & Listen More
10/26/2022 - MBS Today - 203K / Renovation Referral Income - Make A Difference Today
10/25/2022 - Why Rates Are Where They Are - Max Discount Points - It Takes Two To Tango
10/24/2022 - MBS Today - 40 Year Interest Only - Is It Enough?
10/20/2022 - MBS Today - One More Advantage - 2 Questions You Need To Ask
10/19/2022 - MBS Today - More Advantages - The Magic List
10/18/2022 - Reports Gone Wild - Advantage Product - Not High - Not Low - Just Right
10/17/2022 - MBS Today - Advantage Product - No Expectation = No Disappointment
10/13/2022 - MBS Today - Broker To Banker Webinar Today - Why Your Business Is Slow
10/12/2022 - MBS Today - Don't Verify The EMD - Old And New Wine Skins
10/11/2022 - MBS Today - VA Appraisal Waterfall - A Minute Separates Success & Failure
10/06/2022 - 10 Yr Note Vs 30 Yr Spread - 1 X Close Construction - Accomplishments This Week?
10/5/2022 - What May Happen Today? - Understanding HPML's - Secrets In Your Closet?
10/04/2022 - MBS Today - Freddie Vs Fannie Pricing - Are You A King Or A Mayor?
SEPTEMBER 2022
09/29/2022 - MBS Happened Again - Disaster Victims Mortgage - Relationships = Opportunities
09/28/2022 - What Happened Monday? - Income Doc Waivers - Getting Results
09/27/2022 - MBS Today - Low Conv ARM Option - Theme Days
09/26/2022 - Early MBS Issues - Calculating Conv Loan Limits - Do You Control Your Life?
09/22/2022 - Fed Meeting Results - New Bank Statement Program - Your Eulogy Your Life
09/21/2022 - It's FED Day - E-Close Mortgages In 15 Minutes - Getting Client Loyalty
09/20/2022 - Tue - MBS Today - Re-Using Appraisals - 5 Ways To Improve Your Sales Pitch
09/19/2022 - MBS Today - Conv Guideline Updates - Guaranteed Success Process
09/15/2022 - What Coupon To Watch - 1099 = W2 New Guideline - People Matter
09/13/2022 - MBS Today - Agency Rent Requirements - You Already Know Your Referrals
09/12/2022 - Buyers Good News - SE Side Businesses - Going Sane W Poisonous Playmates
09/08/2022 - Which Hurts Worse? - Jumbo Non-Occupants - In The Moment
09/06/2022 - Bond Competition - 2nd Home HELOC's - Deconstruct To Reconstruct
AUGUST 2022
08/31/2022 - MBS Today - Crafting Your Skills - It's All About Me
08/30/2022 - MBS Today - Bankruptcy Refresher - First Principles Concept
08/29/2022 - MBS Today - VA Rental Income - Doing Your Job Or Living Life?
08/24/2022 - Inflation Reduction Act - Medical Collections On Credit - No Hesitation Wed
08/23/2022 - Home Owners Net Worth - DACA On Jumbo - Hashtag Blown Away
08/18/2022 - Global Summit - Perspective Makes A Difference - Guideline Updates
08/17/2022 - MBS Today -FHA's Purpose In Life - Born To Make A Difference
08/16/2022 - MBS Today - VA Cash-Out VS IRRRL - It's The Little Things
08/15/2022 - MBS Update - FHA Single Unit Condo Approvals - What's Your Conversion Rate
08/11/2022 - Natural Gas Issues - Assets From Side Business - Reviews Are Key
08/10/2022 - Fun With Numbers - Assets For Income - Nobody Cares-Work Harder
08/09/2022 - The Problem With News - HELOCs Are A Hit - Your Safe Place
08/08/2022 - Why Recessions Lower Rates - Closings Getting Easier - Don't Be That Guy/Gal
08/04/2022 - Stock Intel - How To Use Our Dr. Loan - The Artist Inside You
08/03/2022 - Mortgages Like FED Hikes - Cash For Down Payment - Advertising Rates
08/02/2022 - MBS Update - LP & Work Number - General Or Boutique Store?
JULY 2022
07/28/2022 - What The FED Said - 2-4 Unit Condos - Ideal Operating Conditions
07/27/2022 - Pricing Engine Problems - Manual Vs Approve - Your ATM Machine
07/26/2022 - Treasury Auctions - No More SE Transcripts - More Friends Matter
07/25/2022 - MBS Update - Flagstar Top 20 Niches - Your Last Words
07/21/2022 - Govt Loan Updates - Set Back? Now What ...
07/20/2022 - Hot New Non-QM Product Released - Lost But Making Great Time - Trading Window
07/19/2022 - Dr. Loan Is Back - Builder Confidence Wanes - LO Touch Points
07/18/2022 - Flagstar's Hot New HELOC - MBS Update - Clients Uncertainties Resolved
07/14/2022 - MBS Update - Where R Appaisals Heading - What's Your Tag Line?
07/13/2022 - Big MBS Day - Contracts For Employment - Sellers Paying Points?
07/12/2022 - Schrodinger's Cat - FHA Changes & Updates - Fire Them Rascals
07/11/2022 - MBS Update - Marry The House & Date The Rate - Appraisal Waivers
07/07/2022 - What Happened To Rates? - Appraisal Portability - Put Yourself In The Story
07/06/2022 - New MBS Text Update - Float Downs - Just Ask Dang It
JUNE 2022
06/30/2022 - Roller Coaster Thursday - Using Assets As Income - Don't Learn / Study
06/28/2022 - Durable Goods & MBS - New Construction Escrows - Networking Sham
06/27/2022 - Crazy MBS Week Ahead - Fraud Alerts - If Your Going Through Hades Keep Going
06/23/2022 - Consumer Sentiment - Grossing Up Income - Mastering The Money Shot
06/22/2022 - Why Conv ARMs Are Similar To Fixed - Life That Requires No Vacation
06/21/2022 - MBS Update - USDA Income Limits Increase - Words
06/16/2022 - Understanding What's Happening - New Govt Easy Link Guides - Colloquial This
06/15/2022 - Big MBS Day - Seller Vs Sales Concessions - Remember What You Do
06/14/2022 - MBS Drops - Understanding ARMs - What Are You Willing To Do?
06/13/2022 - Raise Credit Score Immediately - MBS Update - What's In Your Garden
06/09/2022 - MBS Coupon Rollover Day - Lesson From Virgin - FHA Rental Problem
06/08/2022 - FHA Premium Talks - Fun W Numbers - Top Gun Maverick Lesson
06/07/2022 - Trade Balance - Refinance If Not On Title - Look In The Mirror
06/06/2022 - No Scores Are Back - 3 Ways To Increase Success - This Week In MBS
06/02/2022 - 3 Ways To Waive MI - Let's Get Naked - MBS Drops Again
MAY 2022
05/31/2022 - Put An Egg On It - New Extended Lock Options - MBS Weekly
05/26/2022 - MBS Today - Swapping Houses - Write A Better Story
05/25/2022 - FOMC Minutes & MBS - Price Quote W MI - Shock & Awe Campaign
05/24/2022 - New Home Sales - Community Property Intel - Are You News Worthy?
05/23/2022 - Last Weeks MBS - Lock Ext & TBD Policy Update - Helping Your Future Self
05/19/2022 -Big Movement Yesterday - Using Salary Increases - What Do You Love?
05/18/2022 - Why Housing Starts Matter? - Reno / 203K Referrals - Who Do YOU Fight For?
05/17/2022 - Retail Sales Report (Cool) - New Lock Update - Who Designs Customer Experience?
05/16/2022 - Conv & Govt MBS Not Equal - Jumbo Enhancements - Testing The Truth
05/12/2022 - Yesterday Was Nuts - Non-U.S. Citizens & USDA Now Eligible - 1st Moment Of Truth
05/11/2022 - Markets Update - Non-Veteran VA Borrowers - Do The Quest
05/10/2022 - Potential Volatility Today - FHA Resales - Best Time Allocation
05/09/2022 - Fun W Numbers - No Minimum Scores On Conv - Mission Statement Or No?
05/05/2022 - The FED Spoke - Govt Percentages - 5 Steps To A Bad Decision
05/04/2022 - Today Is The Day - IRS Refund Loans - Follow Up Marketing
05/03/2022 - All Eyes On Wednesday - Large Deposits Uh Oh - What To Do If Your Blessed
APRIL 2022
04/28/2022 - Fears In The Air - Jumbo Got Easier - Gaming Your Productivity
04/27/2022 - Fun W Numbers - FHA Tips You May Not Know - Teamwork Conundrums
04/26/2022 - Inflation Expectations? - AUS Runs Causing Issues - Staying Motivated
04/25/2022 - MBS Update - Perks For Vets - What's Your House Built On?
04/21/2022 - Hope For The Day - Learning A New Trade - Doing What It Takes
04/20/2022 - Little Things Change Rates - Don't Drink The Cool-Aid - Proximity Vs Presence
04/19/2022 - Where's The Bottom? - Lender Vs Borr Pd - Story Vs Advertisement
04/18/2022 - MBS Last Week - 6 Reasons To Cash Out - Finding Motivation
04/14/2022 - Consumer Vs Producer - Overcoming AUS Ineligible - Pre-Qual Warning
04/13/2022 - FED Runoff Info - No Restitution - Beware On Credit Pulls
04/12/2022 - Late Trading Big Drop - Re-Casting A Loan - Trust Is The Key
04/11/2022 - Last Weeks MBS - Disputing VA Appraisal - Do What Nobody Imagined
04/07/2022 - Quantitative Easing VS Tightening - Tougher Loans? - Nothing's Original
04/06/2022 - My Free MBS Site & How To Understand It - Outsmart Your Competitor
04/05/2022 - Your Month In Review Day
04/04/2022 - World Economy MBS - IRS Delays Options - Fixing Your Problems
MARCH 2022
03/31/2022 - MBS 3 For 3 - Financing Cash Offers - Write Like The Person You Are
03/30/2022 - The WAR Moves On - The DL On ARM's - Compassion? Maybe
03/29/2022 - Understanding Short Term Rates - Cash Out Or HELOC - Stories Vs Facts
03/28/2022 - MBS Last Week - Investors & Investors - Top 3 Back To The Basics
03/24/2022 - Rate Hope - Adapt & Reach Out - ARM Buying Power Marketing
03/23/2022 - Hike Hike - TBD (Lock & Look) - Learning-Knowledge-Wisdom-Understanding
03/22/2022 - New Coupon Rolled Out - Rural PIW's - Selling In Todays Market
03/21/2022 - MBS Last Week - No Score Borrowers - One Step At A Time
03/17/2022 - The FED Speaks - Jumbo Pricing - 4 Steps To Connect W Anyone
03/15/2022 - Big MBS Day - Jumbo Arms - Eat, Drink & Enjoy Your Toil
03/14/2022 - Moving To 3.5% Coupon - Tricks To Max Income Limits - From Me To Them
03/10/2022 - Cool GA, AL, MS Stats - High LTV Comparison Guide
03/09/2022 - A Little MBS Insight - Self-Employment News - Selling Problems With A Solution
3/8/2022 - The Cost Of Waiting - Loan Beam Concern? - Selling Against Or Selling Outcomes
03/07/2022 - MBS's Sensitive Side - 20 Vs 30 Perk - Doing What You Love?
03/03/2022- Mo MBS Drama - USDA Assets Trick - Well, So What Solving
03/02/2022 - MBS Chaos - Lock Float Downs - Lock Now & Look For House
FEBRUARY 2022
02282022 - MBS Roller Coaster - Keeping Clients Seat Warm - March Trainings
02/24/2022 - Origination Expectations - Escrow Waiver Truths - 3 Step Marketing
02/23/2022 - MBS Following 10 Yr? - 21 Transcripts How To - Barrel Fish Marketing
02/22/2022 - Refinance Truths - Flagstar 580 All Govt Products - Facebook Vs The World
02/17/2022 - Historical Rate Drop After Fed Hike - Const To Perm Rescissions - Languishing?
02/16/2022 - Borrowers Paying Discounts - Unwritten VA Guides - Marketing Intel
02/15/2022 - Russia Raising Our Rates - Get FHA Approve W Gift Tip - Market Your Experiences
02/14/2022 - MBS Last Week - Lots O Jumbo Updates - Looking For The Right Who
02/10/2022 - Big Deal In MBS Today - What’s My Niche - Rifle Focused Marketing
02/09/2022 - Barry Habib Webinar - 1 Buyer/Multiple Loans - Who Are You Selling?
02/08/2022 - Future Of Subprime Loans - Refi Now 100% Median Income - What Drives You?
02/07/2022 - Order USDA Apprsls Direct From Appraiser - The Week In Rates - Competing
02/03/2022 - Self-Employed Covid Rules Gone - History Of Mortgage Rates - Add Intent To Vision
02/02/2022 - Fun W Numbers - Free Leads From Flagstar - Be Where Your Feet Are
JANUARY 2022
1/31/2022 - The Last Week In MBS - Jumbo Know How's - Use Competitors Reviews For You
1/27/2022 - What News Impacts Rates? - 2022 W2 Alternate Doc - Get In Bed W Your Client
1/26/2022 - Should I Follow DOW Or S&P 500? - Narrow In On Ideal Client - Proof Reading Trick
1/25/2022 - Inventory Talking Points - IRS System Changes - Marketing To Your Who
1/24/2022 - MBS Teeter Tottin - Top 20 Flagstar Advantages - Set Apart Marketing
01/20/2022 - MBS Leash Effect - Lock & Look W TBD's - The Love Bomb Approach
01/19/2022 - Why Rates Keep Dropping - Forbearance Tricks - Your White Knight
01/18/2022 - MBS Roller Coaster - Important 2nd Home Pricing Hits - Marketing Calls To Action
1/12/2022 - The Emotions Of MBS - IRS Transcript Expectations - Feel Felt Found Method
1/11/2022 - When To Use ARMs - The Most Alluring Item In Marketing - Flagstar Adds AMCs
1/10/2022 - Understanding How MBS Coupons Work - ONE Article Today - Read It
1/6/2022 - MBS Takes Big Hit - New Fannie Military Occupancy Option - 2 Ways To Serve Clients
1/5/2022 - Fed Discount Window - Top 3 Things Clients Want - VA Down Pmt Sourcing Not Req'd
1/4/2022 - Insight With Numbers - Branding Done Right - January Trainings
01/03/2022 - Holiday MBS Changes - Pricing Incentive Changes - Work To Live Or?
