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THIS MORNINGS QUICK LOOK

1.  TOUR DE MTG FINANCE – Fun With Numbers
2.  PRODUCT HIGHLIGHT – Free Leads From Flagstar
3.  MARKETING – Be Where Your Feet Are

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Tour De Mortgage Finance Learn Something New Everyday About Your Industry

FUN WITH NUMBERS

Lucy asked me this morning to enlighten her with numbers so here goes!

For the first time since 2009 the NFL conference championship games did not have Tom Brady or Aaron Rodgers (or both) playing in the championship round.

The FED began reviewing the possibility of a digital currency for the US to consider what 9 other countries have already launched.

26% of all US households have zero debt on their primary residence. That is 33.3 million households with free and clear homes. (I am one of them : ) ) Yay!

As of 9/8/2017 the national debt was 20 trillion. As of 1/27/2022 the national debt is 29.9 trillion. The FED balance sheet although did go from 3.76 trillion to 8.38 trillion from 1/8/2020 to 1/26/2022.

January was the worst trading month since 2009 losing 6.9% in the S&P this month. Don’t look at your 401-K : ) 

Product & Guideline Highlight Knowledge That Gives You An Edge Over Your Competition

FREE LEADS FOR FLAGSTAR CLIENTS

Most of my regular clients I receive good volume from knows about the leads we provide to you on your past clients but I wanted to give you a reminder on what leads we give, when we give them and how you get them.

These are leads that come from borrowers you closed with Flagstar Bank that we are the main servicer on.

Credit trigger is sent daily as received. All other triggers are delivered on Thursdays each week.

• Credit Trigger – When a borrower has their credit pulled by a mortgage lender.
• MLS Trigger – A borrower lists their home for sale.
• ARM Reset – When a borrower reaches 6 months until an ARM expires.
• Shorten Term – A borrower reaches 16 to 22 year milestone on 30 yr mortgage.
• PMI Elimination – When borrower on conv loan LTV falls within 78.5 – 81.5 & pays > $100 per month in PMI.
• NEW – Propensity Trigger – We have been working this since 2017 and it is a form of behavioral predictability with a scale of 1 -10 that they will be refinancing and they are a 9 – 10 likelihood then you get the lead.

Marketing Ideas And Opportunites Little Things That Can Make A Big Impact

BE WHERE YOUR FEET ARE

For those that have known me for quite some time I have been on a pursuit of spiritual transformation for 20+ years of a desire to be at peace regardless of the circumstances and one of the key truths that can relate to our everyday life is to “Be Where Your Feet Are”. 

When we let the fears or worries of life or what is happening to interest rates, where will my next loan come from, how do I grow my business, will this debacle with this borrower ruin my relationship with my best realtor, am I spending enough time with my family, how do I become a better mom, dad, brother, sister, boss, employee and every other fear and worry you can think of.

Well, the first thing you have to do in order to become anything you desire is to first visualize what it would be like to be that person you desire to be. For me I create a vision in my mind of what it would look like to be a godly man in every situation. For you it is whatever you envision the person you want to be. Then literally write down what that looks like in any given day. How would you feel, what would you talk like, where would you be, what would your priorities be and the overall life of what you truly desire.

Without a vision of what the person is like that you get excited about it is next to impossible to do the next step. What is the dream? The person you want to be? This is not becoming what others want you to be but what burns in your heart to be something different in an area of your life.

After you do that then you have two more easy things to do which I will explain tomorrow  but the best truth that has helped me is to Be Where My Feet Are.

That just means whatever you are doing be present in the moment completely and remember the vision of the person you desire to be in that moment. It is a constant reminder of fulfilling your ultimate goal in living an abundant life.

I fail daily all day long but the days that I realize my vision of being the godly man I desire to be and remembering to be where my feet are my oh my those are the days I live for.

Give yourself the start to being the person you desire to be today.

What is the greatest vision of yourself?

Turn Times As Of This Morning Lookin Good!